Financial planning can be a minefield of confusing jargon and too much paperwork.

We turn that on its head.

We keep things simple by focusing on you and what you want out of life when you retire. And then we work backwards to help you achieve it. We’ve split our services in two so everything is clear. Plus, our fees are not subject to VAT so the price you see is the only price you will pay.

Where we start:

A comprehensive assessment and plan.

Whether your finances are complex or simple, we always start with three essential services.

1-2-1 DISCOVERY SESSION

A simple, friendly chat about your aspirations for later life and what will make you and your family happy.

PORTFOLIO AND INVESTMENT REVIEW

A deep dive into your current pension(s) and investment(s) portfolio to understand what you will need to retire.

LIFESTYLE PLAN

A clear plan of action that will allow you to retire when you’re ready and with the income to support the lifestyle you want.

The one-off fee for these services is dependent on the level of support you might need and ranges from £995 to £5,995.

What happens next:

Ongoing coaching, advice and reviews

After we have created your own lifestyle plan that will help you retire ready, we provide you with continual support on your journey. Again, the monthly fee for these services is designed to match the level of support you need.

Our charging structure for our ongoing service is tiered:

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Tier 1

Financial planning for clients with straightforward requirements, i.e. those getting their building blocks in place or winding down through retirement.

£195/month (£2,340/year)

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Tier 2

For clients more established on their financial journey, i.e. those with some level of investments but needing support to ensure that their financial planning is on track to meet their needs and objectives.

£295/month (£3,450/year)

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Tier 3

For investors with more complex financial planning needs, i.e. those with multiple and complex assets.

£495/month (£5,940/year)

Your tier will be determined based on a number of different considerations, including:

Income

Variety/complexity of holdings

Number of clients (single client, couple, family etc.)

Estimated resource required

We will agree together which tier suits you best before we start any work – you’ll always know where you stand.

You can choose to pay your fee directly or through your investments, either monthly or annually. We don’t tie you down – you can opt out of our service at any time.

We review our charges on an annual basis, and we guarantee not to change them within the year.

Ready to talk about your future?

Talk to us today