Dan and Nicole were really pleased to have had this initial discovery meeting but were still concerned about “what is enough” in retirement and what they will do with their time. As part of these concerns, we spoke through everything from their friendship groups, hobbies and purpose in life. They both couldn’t believe how busy they would be when work was no longer part of their life and how it would allow them both to follow their true passion of helping others by volunteering for some of the groups we suggested.
Six months after setting up the plan with them, the stock market unfortunately took a turn for the worse and with the press really pushing this out there in the news, they were both understandably concerned about their investment.
Fortunately, as we had managed the risk at the outset, with a good spread of assets, the impact was minimal. We able to refer back to the plan in which market crashes and worse case scenarios were used which gave them the confidence needed to confirm they are still on track to fully retire in 6 months’ time.
After meeting us, Dan and Nicole had received a future-proofed plan which gave them peace-of-mind and a true focus on their future, which was jargon-free and easy to understand. We have been working together for fours years now and through our lifestyle planning and coaching they are starting to spend more of their money, which has enabled them to live the life with their family their fulfilled their aspirations..